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Customer Reviews
Average Rating:

Rating: 
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Performance is harassament and functionality is faulty
I am a seasoned user of "Microsoft Money" since 2001 and used Money-2003, 2004, 2006 and 2007 versions. On the subject of convenience and integration of multiple financial activities, Money (and for that matter even Quicken) does fantastic job.
However, with 4-5 years of usage of 'Money', my money file has grown to nearly 21MB. With this size, I am getting pathetic performance which is consistently annoying. I have a laptop with 1.6GHz dual core CPU and 1GB RAM, however very basic activities such as looking at monthly report, budget report etc. takes 2-4 minutes to display on the screen ! Even if I go back and try again, it will again hang for 2-4 minutes. I will be lucky if I get 'any' operation finished faster then 5 seconds/transaction. The problem is with specific version but the way Money is designed to store its information. There were some comments on improving performance by using Database to store information but Microsoft chose not to invest money on that.
Another annoying thing I observed with Microsoft Money is with every newer release you will get fancier but more BUGGY software. So far I found '2004' release best in the bunch but once you upgrade the version and make new entries it is not feasible to go back to earlier version.
Let me give you example that will explain the problem. Most common activity one will have is it to download data from financial institutes. Money will connect to these institutes and get the data. It will turn back in 2-3 minutes with newer data and status as 'done'. On the "Account List" you will see, for example, 5 new transaction and when you go into that account there is 'nothing' yet ! Reason being, data is still in flight but status shows 'done'. After 2-3 minutes you will get the data in the account. When you try to accept the transaction it will say "data is still in flight" but you got status 'done' ! In short, after getting data downloaded from the institute, you won't be able to 'accept' them for nearly 5-6 minutes. I am surprised to see Microsoft is selling software w/o testing such basic functionality ! FYI, I noticed this bug only in 2007 release.
I wish to have a better software for my need w/o losing existing data but Microsoft hasn't decided to have better (not just newer) version yet. Quicken seems to have similar issues and it doesn't allow any migration facility for me to move my existing data from last 6 years. I can just wish that Microsoft Money 2008 comes with higher performance and basic testing.
If you are a first time user, prefer to compare both Money and Quicken for yourself before locking your data in one of the them. With 'Money', once your file grows larger, performance deteriorate significantly.
One last point-- even with above limitations, I am better off using this software then not having it at all. Microsoft is doing a good job of marketing its positive points so I won't spend time on that.
Rating: 
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Better than Quicken
Very intuitive, solid backend DB and internal backup. I switched from quicken 5 years ago and never went back.
Rating: 
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Trash!
I have been using this program for five years now and I'm finally going to switch to Quicken. The 'Invoice Designer' is a total waste of time... it just hasn't worked for years and Microsoft will do NOTHING to get it to work. This is the unwanted step child of Microsoft, so please don't waist your time!
Rating: 
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Minor Enhancements of 2006
Little real improvements over 2006, however the biggest omission on day one is the absence of money for the pocket pc. I use this as my main entry point while away and now am worse off than before the upgrade.
Rating: 
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Good for home or small business
I have used Money for about eight years for my home and small business and it works very well.